As someone who is perpetually broke, I’ve become a frugal gamer. If I buy a game, then it must be really something special to me. My financial status has made me take notice of quite a few good free games online. There are plenty of quality casual games online.

I’m terrible with finances but good with video games. If those two worlds could collide, I think I would finally start accumulating wealth. Before I can do that, I have to get my bills paid off. I’ve been looking into several options.

One option is debt consolidation. It’s basically taking out a low-interest loan(second mortgage or home equity load) to pay off all bills, therefore, leaving me with just one bill to pay. Since you are using your house as collateral, should you get get behind on payment, your house could go in forfeit. While consolidation loans seem like a good idea, it’s wise to do your homework to know if it is the right solution since there could be hidden costs and other possible fees.

There is always bankruptcy but even that won’t eliminate all debt as some things like student loans are excluded. Bankruptcy stays with you for what seems an eternity and can interfere with getting future credit. Bankruptcy may not be the best option either at this time.

The one thing I am certain is I want to commit to getting out of debt. I know it’ll be hard work whichever route I take but the goal of financial freedom is definitely worth the struggle.

When I was a teenager, I loved buttons. I use to decorate my blue jean jacket with as many as I could possibly fit onto it. I had buttons representing my favorite bands, favorite sayings–even promo buttons. Now as an adult I often wonder if I had a button machine what buttons would I be interested in making or wearing today.

There is a popular game especially among convention goers called Button Men. Basically it’s a button representing a character. This is your fighter, and you look for someone wearing another button to dice it out with. It’s a Cheap Ass game, which looks fairly simple. The buttons feature really nice art work. If I had my own button maker I would love to make my own button men. I could make buttons representing all my geek friends and give them as Christmas gifts. I bet they would go over well. (no, really I think it would!)